Top 12 Questions You Need To Ask Before Purchasing a Property

Top 12 Questions You Need To Ask Before Purchasing a Property

Property buying is probably one of the biggest commitment in life. It also involves complicated processes with a huge amount of money – and emotional investment – at stake. 

When selling you a home, it is common for the Sales Person to present the positive side of the property. So it is important that as a buyer, you ask the Sales Person the correct questions to get more accurate information about the property.

Here are some of the 12 common questions you need to ask the Sales Person before deciding to buy the home or property.

  1. Why is the owner selling?

You might be lucky to find out if the owner is desperate to sell, and so would accept a lower price. By getting a hint of the circumstances, you may be able to bargain for the best price.

  1. What is included in the sale?

Before buying a home, make sure to know exactly what items will be included in the sale of the home. Will there be any furniture, fittings or fixtures included? Make a list to ensure that you get all the items that have been agreed on..

  1. What is the age of the property?

The age of the property is an important factor as you can assess and compare the price of similar properties in the market. It also provides a baseline indication of the upkeep or any refurbishments needed. 

  1. How long has the property been listed in the market

Also, ask the Sales Person how long the property has been in the market? If it has been in the market for a long time, you may want to know the reason it is not selling? Are there any underlying problems? Is it due to price or other issues? And then take all these information into consideration prior to purchasing.

  1. How long have the owner lived there?

Some owners might have stayed in the house for some time. Finding out roughly how long the previous owner have stayed there can give you a clue if there are any underlying issues such as noisy neighbours etc. 

  1. Was there any major renovation to the house?

Make sure to enquire if there are any major renovation to the property. Interior remodelling or redecoration is considered minor. Specifically in this case, you would want to find out if there are any illegal extensions to the house that are not approved by the local council.

  1. What is the possible minimum selling price?

This is a valid question to ask. If the selling price is higher than your budget, ask if it is negotiable. Knowing the owner’s bottom line or the the Sales Person’s commission involved can give you a better clue on how to offer your buying price. 

  1. Are there any other offers so far?

The Sales Person will most likely be able to tell you if there are other offers, but might not be able to disclose the offer values. You can try your luck to find out more about your competition so it will help you in deciding on your offer.

  1. When will the seller move out of the property?

Ask the Sales Person if the seller have found a new home and are about to move, or have they already moved out. This will also help you in your decision making and in assessing your own timeline of ownership.

  1. How much are the taxes, insurance and recurring bills of the property?

If you can, try to get the exact amount of other taxes, insurance or bills involved from the Sales Person to help you better plan your budget for the said property or home. These include property assessment tax (‘cukai pintu’), quit rent (‘cukai tanah’), home insurance (eg. fire insurance, homeowners’ insurance), mortgage insurance (MRTA or MLTA), maintenance fees and others. 

  1. How is the neighbourhood and local community like?

Before buying your dream property, it will be very useful to find out more about what infrastructure, facilities and lifestyle conveniences are there around the close vicinity. What is the crime rate like? How is the traffic situation or transport network? Are there any good schools nearby? 

Besides the Sales Person’s opinion, make sure you do your own research as well and decide what is the most important factor for you when it comes to location and community setting.

  1. Are there any upcoming or future developments in the area?

You should also ask the Sales Person if there are any upcoming developments that may affect the property.. 

Will there be any other developments that will increase the traffic in the area? Any upcoming high-rise developments that may obstruct the view that have attracted you to purchase this property in the first place? Any sewage plants opening nearby that may cause trouble if you were to sell your property in the future?

Remember to ask as many questions as you want, and need!

This list is not an exhaustive list of all the many questions that you may already have on your mind. You can always ask the Sales Person as many questions as you want, and need, before purchasing your dream home or property. All the best in your property hunting!

Check out all the possible questions to ask your Sales Person from this article:


This article is intended to convey general information only. It does not constitute advice for your specific needs. This article cannot disclose all of the risks and other factors necessary to evaluate a particular situation.

Any interested party should study each situation carefully. You should seek and obtain independent professional advice for your specific needs and situation.

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